Secure Your Financial Future
Think of us as your trusted financial partners—here to listen, plan, and take purposeful action that aligns with your goals. At HoldFast Financial, we provide expert financial planning, wealth management, and retirement strategies designed to help you achieve lasting financial security. Our mission is to turn your financial ambitions into real achievements so you can live with greater clarity, confidence, and peace about your future.
What we do
At Holdfast Financial, we understand that every individual’s financial journey is unique. That’s why we provide personalized financial planning, wealth management, and investment strategies tailored to your specific goals, income, and lifestyle—helping you build long-term financial security and peace of mind.
A plan to firmly secure your financial future
Download your Free Copy of How Money Works
Financial education gives you confidence and control. By understanding how money works, you can make smarter choices, avoid debt traps, and prepare for a secure and peaceful future.
Investing
It's not about how much money you have, it's about how you make your money work for you. At HoldFast Financial, we believe that smart investing and strategic financial planning are the keys to building long-term wealth and financial stability-no matter your age or stage in life. The earlier you start, the more your money can grow through the power of compound interest. Our mission is to help you reach your financial goals with less stress, more confidence and a clear path toward lasting financial freedom.
Is your Income Protected?
If something happened to you tomorrow, would your family be financially protected, or left struggling to pick up the pieces? The right life insurance plan provides lasting peace of mind, ensuring your loved ones are covered with the financial security, stability and protection they deserve. At HoldFast Financial, we help families create a strong financial legacy so you can rest easy knowing your future-and theirs-is secure.
Mortgage Options
At HoldFast Financial, we help you navigate your mortgage journey with clarity, confidence, and expert guidance. We offer a wide range of home loan options, including conventional, FHA, VA, and Jumbo loans, so you're not limited to a one-size-fits-all solution. Whether you're a first-time homebuyer, upgrading to your dream home, or refinancing your current mortgage, we provide personalized mortgage solutions tailored to your unique financial goals. Our mission is to make your home financing process smooth, stress-free, and aligned with your long term financial security.
Serving Our Military
At Holdfast Financial, we offer unlimited financial planning for military members and veterans who face unique financial challenges, including frequent relocations, deployments, and unpredictable expenses. We understand the complexity of managing military benefits such as housing allowances, pensions, and access to the Thrift Savings Plan (TSP). Our goal is to provide tailored financial guidance that brings clarity and peace of mind, helping those who have served navigate their financial journey with confidence.
Education Funds and Minor Accounts
Minor investment accounts, such as custodial accounts or education savings plans, are powerful tools for building a financial foundation for a child's future. By starting early, parents and guardians can take advantage of compound growth, giving even small contributions the potential to grow significantly over time. These accounts can be used to save for college, a first car, or even a future home, helping teach children the value of long-term planning and responsible money management.
Retirement Planning
Imagine a future where you're financially free to do what you love, without worrying about your next paycheck—how would you get there? Retirement planning is essential for ensuring financial security and peace of mind. It’s not just about saving—it’s about creating a strategy that supports the life you want after work.
Small Business Services
At Holdfast Financial, we support small businesses with a full suite of services designed to help you grow and protect what you’ve built. From customized investment strategies and retirement plans to legal resources and employee benefit solutions. We equip you with the tools to strengthen your business and care for your team. Whether you're just starting out or scaling up, we’ll walk alongside you with strategies rooted in wisdom, stewardship, and long-term success.
Beneficiary Binder Checklist
Our Complimentary Beneficiary Binder Checklist is a simple, one-page guide designed to help your family quickly locate vital information—like your key contacts, insurance policies, and legal documents—when it matters most. By organizing these details in one secure place, you give your loved ones clarity, confidence, and peace of mind during life’s most sensitive moments.
Money Matters Newsletter
Our Team
Tom Welton
US Navy Veteran
L. Kym Welton
US Army Veteran
FAQS
How often should I meet with my financial advisor?
How often you meet with your financial advisor depends on your individual needs and circumstances. Some people may want to meet with their advisor quarterly or semi-annually, while others may only need to meet once a year. It is important to meet with your advisor often enough to review your financial plan and make adjustments as needed.
What is the difference between a financial advisor and a broker?
A financial advisor is a professional who provides financial advice to clients. They can help clients with a variety of financial tasks, such as creating a budget, setting financial goals, and investing. A broker is a professional who buys and sells securities on behalf of clients. Brokers may also provide some financial advice, but their primary focus is on executing trades.
What is a fiduciary?
A fiduciary is a person or organization that has a legal obligation to act in the best interests of another person or organization. Financial advisors who are fiduciaries are legally required to put their clients' interests ahead of their own. This means that they cannot recommend products or services that are not in their clients' best interests.
Tom is exceptional in his financial role. He listens to what your financial goals are and builds your financial portfolio to align with your needs and timeline. Tom has been our families financial guru for 11 + years and he has never skipped a beat. We trust him with generational investment and guidance. We highly recommend Tom and Kym to assist with your financial goals and freedom.
K.R. Colorado Springs
We have been with Tom for many years now. He has helped us to set financial goals and meet those goals. He has helped us through some rough times and consistently been there to support us as our needs have changed. His expertise is truly a blessing to us and our family!
L.G Colorado Springs
Get In Touch
